Christmas. Let's face it, it's an expensive time of the year. Well, at least it can be, but here are some of my top tips for having a thrifty Christmas in 2014. Save on Christmas presents If I'm honest here, the really serious thrifty folk will have already done the bulk of their Christmas back in the January sales! Don't despair though if you're reading this in December and thinking you don't have a chance of saving money - you do. Firstly consider who you have to get gifts for. Do they really all need a present? If there are a lot of family members then why not suggest doing a ... read more